HB 1774 and How it Affects Victims of Hurricane Harvey

Click HERE for PDF version.

As many of our clients, colleagues and friends have noticed, there has been a lot of news circulating around HB 1774 and what it means for victims of Hurricane Harvey and filing claims. We would like to take this opportunity to share an update from the Marsh & McLennan Agency legal team to help ease the minds of those affected.

A law passed by the 85th Texas Legislature impacting lawsuits related to weather-related property damage will take effect at the end of this week.

The new law, HB 1774, effective September 1, 2017, does not apply to lawsuits against the Texas Windstorm Insurance Association (TWIA) or the National Flood Insurance Program (NFIP), and it does not affect the claims process in any way.

It simply adds an additional requirement for those filing a lawsuit against an insurer after damage that has been caused by weather-related events. Once the law takes effect, a policyholder will be required to provide at least a 60-day notice before a lawsuit is filed against the insurer.

While the timing of the law is not ideal, it should not cause distress among those affected by Hurricane Harvey, and those impacted should not feel rushed to file claims simply because the law will soon take effect. Reports previously made may have caused confusion among policyholders during this difficult time. If you have any questions on HB 1774 or the claims process following Hurricane Harvey, please contact your local MMA service team.

About Marsh & McLennan Agency

Marsh & McLennan Agency (MMA) is one of the nation’s leading insurance brokerages, offering a comprehensive line of risk management and employee benefit solutions. The firm specializes in commercial property and casualty insurance, employee benefits, workers’ compensation, retirement and wealth management, compensation consulting, executive liability, personal lines and surety. MMA has offices in San Diego, San Francisco, Walnut Creek, Orange County and Los Angeles. For more information, visit www.mma-west.com, or call 800.321.4696.